Today I wrote out a basic budget. The first thing that blew it was the heating bill for last month. Totally blew the amount that I was expecting. We have got to work on curtains for the downstairs windows and something that will warm the upstairs.I'll have to give it some thought.
My plan is to get our living expences down to Scott's pension and save my salary. That was my plan last year as well:>) It is possible. The house is paid for. We have house taxes and living expenses, but those are all within the limits. Saving for retirement is difficult, but worth it. Since I seem to have the "I will never be a bag lady"syndrome (like all of the women in my family) the savings is up to me. Living in Kansas helps. No malls. No fine restaurants. No teacher supply stores. Seeing if I can stay on a part of the track will be fun. We could not afford to live this way in Arizona- temptations were too near. If we can save for the next few years, we can have more fun in the future. Yipppeee!