Wednesday, November 19, 2014

The adventure begins!

The blog needs a new name.

Tomorrow we begin our journey of purchasing our "new to us" house.
There will be some firsts for us.
First time to live in a state that we had not visited until looking for a house.
First time to move to be closer to our kids.
First time to purchase a house in a neighborhood.

People purchase houses on feelings and location.
We are not out of that norm.
The feelings parts of the house are:
 back porch

 wooded area.
Our Grandkids can be on our property, be within shouting range and still be on an adventure.
I can go outside at any time to meditate and read!!!!!

Location, Location, Location?
An hour from my daughter's house,
80 minutes close to one of my oldest friends,
45 minutes from 
And 90 minutes from 

I hope that it is at least half as good as I hope it would be.
After years of struggling through PTSD
getting my feet back on the ground
being just- happy,
it is time to move----forward.

I will miss the turkeys!
and one of the best friends I have made in a very long time.

Friday, November 14, 2014

Risk taking

These last two weeks my skills in math have moved to the forefront.
Math is not my subject, nor is writing.
History is my subject.
What people do in long and short history is all about risk
Lincoln risked with emancipating slaves.
Pharaoh risked keeping the Israelites too long.

My dad, who passed away eight years ago,
risked money on four things:
himself, his family, real estate and bonds.

Currently our risk is straddling two houses.

We have invested as long as we have been married.
Our first investment was a "penny stock".
We were really investing in an idea, no physical company.
There were a number investors of who jumped in,
And when it closed we all lost.
It was an idea before it's time- 3d printing.
They just could not generate the capital to bring the science to the table.
It wasn't a lot of money, but it was our savings at that point.
Learning experience (I first wrote, "Stupid")

We entered mutual funds, like everyone else our age.
In twenty years we faithfully put in 120 a month.
The fund grew. We consistently made 10-12% (of which the government took their share).
We happened to cash in before the fund dropped by half.

We bought a house with cash from that and an inheritance.

We then went into single stocks.
We should have bought Google instead of QualCom
Lost a lot in the dot com bust.

Left the market.

Recently rejoined
Back to 10% interest- but in our Roth.

My husband and I chatted the other night.
Neither of us would ever go to Vegas and gamble away $2000
We do it on the stock market.
We somehow feel, over time, we will get it back.
Last large loss took eight years to recover from!

Lots of risk for long term gain.
Very diversified at this point.

We are now pulling lots of our savings and purchasing a second home.
It will be our primary home, but currently it will wait for us.
Why risk it?
 Neither of us feel confident enough
to leave all of our money in a market that feels so risky
and out of control of small investors.
Put the retirement money someplace pretty safe.
The housing market already bottomed.
We think.

What is risk and what is our tolerance of it?
Right now it seems we are willing to take risk with very tangible things.
Higher stakes gambling is not currently my cup of tea.
I hope our risks will keep us on the road we need to stay on.

Gosh, my stomach hurts!

Wednesday, November 05, 2014

Get things done!

No matter who won
The message is clear
Get moving Congress!

Monday, November 03, 2014

Raffi, Christian Rock or Irish Pub music

Have to stay motivated.
Three boxes a day!

 I am beginning to understand
why everything was packed so crazy by movers.
It all comes down to space.
I am getting to the end of the "china/ kitchen" stuff.

Here is one of my boxes. Do you think I should add a back scratcher for good measure?
Will I ever find any of these things again????
Should I purge them as well?

Sunday, November 02, 2014

All Saints Day

Halloween is a special time of year for me.
It isn't that I particularly like to dress up.
I do like to watch little kids have fun.
Most of all it reminds me that All Saints day is the next day.
All Hallowed Eve is an evening of remembering the afterlife.

All Saints Day.
I remember it by thinking about my family of Saints.
Saints- to Catholics- are models
They are guides to what we are called to do.
We often invoke their name when praying
about something. Much like a child asking a mother
to ask a Father for something that is difficult or time consuming.
Saints do not, in any way, take the place of God.
They are just a different avenue to good faith.
Much like asking a wonderful Uncle for information.

Here are the ones I think of :
St Jerome- No the nicest man in the crayon box of heaven.
He didn't really like people, but he did like the truth.
He studied unceasingly to find Jesus' path.
He wrote the Vulgate Bible.
I often think of him when I encounter difficulties that are easier to ignore.

Mary- Mother of Jesus
I ask her to watch over my children and grandchildren
since I can no longer be near them all of the time.
I think of her as a witness to greatness
but a mom all along.
Sometimes I feel sorry for myself, since things are not as great as I think they should be.
Then I think of her.
She had so much to handle.
The Memorare is a prayer that I say often. It reminds me of a mother's duty.

Mother Seton and Mother Teresa are the other ones who come to mind often.
Both women were teachers. Ministers in their own right.
I ask for their help as I search for what is my next step.

 Last, but not least, is a saint not yet recognized within my church. This is John Van Hengle. When I was a child  I remember working side by side with this man had lost everything due to addiction. He chose to follow God. He developed the first food bank in the US.  I call on him to help me with feeding the poor.
His epitaph reads: The poor we shall always have with us but why the hungry?
I am stronger for having a community of saints to witness to me.
They are not living now on the earth,
their memory dwells in our souls.
All Saints Day reminds me to remember their lead. And follow!