Friday, September 09, 2016

And the finances settle in

We have been here a year.
The oldest car was sold
a new one came home.
The motorcycle was sold,
a tiny car came home.

We built a workshop
which is well loved and used.
Garden is in.

We still need to redo the bathroom
but most everything else is done.

Our budget now has lots of "envelopes" of savings.
These are all virtual accounts.
Since the interest rate is near zero- we don't worry of there isn't enough for interest.
They are:
Car replacement (at zero right now)
Equipment replacement
       one never knows when the dishwasher will die.
Doggies and propane (they seem to alternate)
This and that for the house
Grandchildren's education

We have our regular bills-
electricity (we pay about 1/2 of what we paid in Kansas)
Amazon books
Gas and maintenance for the cars

It is nice to finally be in a time and space where the income and out go are close to the same.
At this point, although we are not near seven figures in savings,
I think we will be fine for the next twenty years.
Knock on wood!

What a trip!
The days have been blooming hot here lately.
Had a heat stroke when I was 18, inside is my safe zone.

We have hit the zoo and lots of the parks this summer
My confession is comes in a high second to canning these days.
There are so many interesting stories in my family tree!
 My husband's great grand mother. The plural LDS wife to a man who was also married to her sister.
 My husband's great grandfather - from his mom's side. A Canadian who helped found Utah.
My mother's grandmother. She died in childbirth. Her story seems to begin and end with her. She left no real trace. Thank goodness someone took two pictures and put them in the family bible!

I love the names! Granville, Juliathea, Kassiah, Ambrose,Ursula, Marion, Hyrum and so many more.
Farmers, stone cutters, ship captains, merchants (no kings or queens).  Priests, nuns, Quakers, Mormons, Episcopalians, Catholics. Most all of the family tree is from the Ireland and England with a healthy dose of German, maybe some African Americans and at least one---who knows who the father was....